Pensions Guide

Thank you for choosing to view our guide on the UK’s updated pension rules. We hope this document will help you to understand the new pension regime following the introduction of additional freedoms in April 2015.

This guide covers:

  • The new pension freedoms available to people over the age of 55
  • The switching process for people with ‘final salary’ pension schemes
  • Passing on a pension pot to family or other beneficiaries after death

A copy of our FREE guide can be downloaded by completing the form below. This guide has been designed to give a general overview of the key changes to the pension regime. However, in order to get advice tailored to meet your specific retirement plan, please speak to our expert independent financial advisers at Lamont Pridmore Asset & Wealth Management.

For more information about our pension advice service, please contact Glenn Bond or Derek Birrell, our expert independent financial advisers at Lamont Pridmore Asset & Wealth Management.

get-expert-advice

Lamont Pridmore Asset & Wealth Management is authorised and regulated by the Financial Conduct Authority. Registered officer: Milburn House, 3 Oxford Street, Workington, Cumbria, CA14 2AL. The Financial Conduct Authority does not regulate Taxation and Trust Advice. The levels, bases and reliefs of taxation are subject to the individual circumstances of the investor and may be subject to future change. The value of investments and the income from them can fall as well as rise and is not guaranteed. You may not get back the amount originally invested.

Latest from our Blog

22 Jul
2026
The top tax-saving opportunities that are often missed by SMEs

Nobody wants to pay more tax than they need to. For SMEs, paying the right amount of tax has become more important than ever.

15 Jul
2026
The financial benefits of hiring Gen Z

15 July marks World Youth Skills Day, which is a day to celebrate the importance of equipping young people with the skills they …

Read more…

15 Jul
2026
Retirement planning for beginners – Do you know where to start?

If there’s one thing that the majority of the working population can agree on, it’s that we can’t wait for retirement. We …

Read more…

9 Jul
2026
How could a new Prime Minister impact SMEs in the UK?

With Keir Starmer announcing his resignation as Prime Minister, there has been much speculation about what this means for the …

Read more…

8 Jul
2026
HMRC launches consultation for mandatory Direct Debit VAT and PAYE payments

HMRC is currently consulting on proposals that could make Direct Debit the mandatory payment method for VAT and PAYE liabilities …

Read more…

7 Jul
2026
Government proposes changes to the taxation of distributions and repayments of capital from companies

The last few weeks have been awash with minor and major reforms to taxation in the UK, as part of HMRC’s  Tax Update 2026.

2 Jul
2026
Paying tax as you earn it: The proposal that could reshape Self Assessment

Anyone subject to the UK’s Self Assessment system knows the rhythm by now. Income is earned across the tax year and the bill …

Read more…

1 Jul
2026
Retirement planning for beginners – Do you know where to start?

If there’s one thing that the majority of the working population can agree on, it’s that we can’t wait for retirement. We …

Read more…