Asset and Wealth Management

Having built assets and secured what matters to you, the next step is sensible asset and wealth management to protect your legacy.

Many people delay planning their finances until a major life change, which can make it harder to enact effective tax planning strategies.

Moving home or preparing for retirement can expose gaps in your finances and expert planning reduces that risk.

Similarly, you might just want to keep tighter control of your finances and make sure your money is working for you.

We work closely with our team of our independent financial advisers at Lamont Pridmore Asset & Wealth Management to help you make practical decisions at every stage.

Asset and wealth management keeps your finances organised and working for you.

If you want to secure your financial future, then speak to our team today!

We combine accountancy, tax planning and financial advice through our expert team to ensure that every facet of your finances is viewed and understood.

We combine tax and accounting expertise with independent financial advice to give clear, joined-up guidance.

Life Wealth Planning

Everything starts with your Life Wealth Plan – a long-term financial roadmap that brings together your business and person goals and considers:

Income and expenditure planning
Life cover to protect you and your family
Tax efficient pension planning
Savings and investment reviews
Inheritance tax and estate planning
The value and saleability of your business
Your planned retirement date

This living document can be reviewed as regularly as you like to reflect changes in your life, tax rules or market conditions.

Investment advice – Grow your wealth with confidence

As markets change and your goals evolve, you need to know that the asset and wealth management advice you are given can keep pace.

We help you invest wisely with strategies that match your risk appetite, timelines and ambitions.

This can include assessing your objectives and risk profile or reviewing existing ISAs, bonds, pensions or shareholdings.

As we go along, we might recommend a more diversified investment portfolio to help protect you from sudden downturns.

Whatever is happening, we will work to monitor performance and rebalance regularly.

Retirement planning – Prepare for the future you want

Whether retirement is years away or just around the corner, the earlier you plan, the more freedom you’ll have when the time comes.

You want to make sure your retirement is comfortable, so let’s get your finances squared away.

Whatever stage of life you’re at, we can guide you towards a better retirement.

We can help you with:

Early planning – Review pensions and employer schemes, top up with tax-efficient personal contributions and track your retirement gap.
Mid-Life reviews – Consolidate pensions, assess lifetime allowance exposure and reallocate investments to meet retirement targets.
Pre-Retirement planning – Explore drawdown, annuities and phased retirement options. Build tax-efficient income plans using pensions, dividends and savings.
Post-Retirement advice – Optimise withdrawals, protect capital and plan your estate.

Keep your retirement dreams alive by speaking to our expert team today!

Inheritance tax, wills and estate planning

Thinking about your death can be a difficult subject, but it pays to make arrangements for what happens to your finances when you die, or if you are no longer able to take care of your own affairs.

Inheritance Tax (IHT) is becoming an increasing concern for a greater number of people as more estates get pulled into the IHT threshold, its important to reconsider your investment strategies.

Whatever age you are, it is not too late to do some estate planning to see if we can reduce your IHT bill.

Our inheritance tax, wills and estate planning team can help you decide how your affairs will be managed and that family and friends will be adequately provided for in the future.

We can also use our expertise to ensure you and your family enjoy a financially secure lifestyle in your later years, including planning in advance for the costs of long-term care.

Our experts can help you: